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In Maine can a car be register without the owner having a driver's license? - The Maine Bureau of Motor Vehicles (BMV) does not state that a driver's license is needed in order to register or title a vehicle. The steps they mention to register a car include paying an excise tax at your town office. Excise tax is a municipal tax that needs to be paid to ...
Feed Source: www.carinsurance.comMy friend got a DWAI in New York and they suspended his license. He lives in Connecticut, is his license suspended here too? He has a CDL. - New York and Connecticut are both members of the Drivers License Compact (DLC) so the NYS courts will notify the CT Department of Motor Vehicles of this Driving While Ability Impaired (DWAI) if your friend is convicted. Even if New York did not inform the CT DMV of the offense ...
Feed Source: www.carinsurance.com
What is the maximum amount of stacked UM available where two cars are covered for 100/300 each? - By selecting stacking for your Uninsured Motorist (UM) coverages means you are able to collect from more than one auto insurance policy to receive full payment for your injuries. Not all states offer stacking. You have the option to choose Uninsured/Underinsured Motorist Bodily ...
Feed Source: www.carinsurance.com
What is the penalty for driving in the state of Washington with no license? Not a revoked or suspended license. What if you never obtained a license? - Washington State laws assert that no person may drive a motor vehicle upon a highway in this state without first obtaining a valid driver's license. Revised Code of Washington (RCW) 46.20.015 speaks in regards to driving without a license when it is a traffic infraction (co ...
Feed Source: www.carinsurance.com
My husband and I own a car (in Kentucky) that has not been running for 6 months and is probably beyond repair. Can we drop the insurance on it and if so what are the steps we need to take to insure that we will not be penalized for no insurance? - The Kentucky Transportation Cabinet notes that KY law specifies that 'Motorized' vehicles 'Registered' in the Commonwealth must be covered by Liability insurance. Kentucky requires Liability coverage in the amounts of 25/50/10 . These numbers stand for $25,000 total for bodi ...
Feed Source: www.carinsurance.com
My truck is was totaled. I just received a bill for the start of the next insurance cycle. Do I still need to pay the insurance since I no longer have a vehicle? - If you no longer have the truck meaning that you have already received settlement for the total loss and signed the truck over to the insurance company that paid out your claim or if there was no insurance to cover the claim so signed the title over to a salvage yard to get ri ...
Feed Source: www.carinsurance.com
Will a speeding ticket in NC affect my NY license and insurance? - North Carolina and New York are both members of the Drivers License Compact (DLC) and Non-Resident Violator Compact (NRVC). As members of the DLC it means that if you were convicted of the speeding offense in North Carolina that the NC courts would then inform the New York Depa ...
Feed Source: www.carinsurance.com
Will collision coverage pay to have the entire car painted when being repaired following an accident? - No, typically your Collision coverage (or a third party Property Damage Liability claim) would not pay to have your whole car painted after being repaired due to a covered loss. Normally if your car needs any area painted, that was damaged and repaired, they pay to have that p ...
Feed Source: www.carinsurance.com
If I drive a company vehicle in the state of Florida, what coverage am I required to carry on my personal auto insurance? I was told that I need to obtain extended non-owned coverage for liability and property damage. If I drive the company vehicle for personal use, what policy would be responsible for comp & collision coverage? - Under a personal insurance policy (PAP), there is normally an exclusion stating that there is no coverage for the use of an auto furnished or available for your regular use that is not owned by you, such as a company car. So when you drive the employer owned auto (for business o ...
Feed Source: www.carinsurance.com
I moved from Texas to Kentucky. My tags are still valid on my vehicle how long can I live in Ky before I have to change over to a Kentucky license? I have been without insurance for 1 month what is the penalty in KY for no insurance being I have a TX drivers license and tags? - According to the Kentucky Division of Driver Licensing persons moving into Kentucky have 30 days to obtain a Kentucky driver's license. To obtain a Kentucky Driver License you must be a U.S. citizen or permanent resident of this country. You must be at least 16 years of age to ...
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I am financing a car that I bought in Florida. I am also registered and have insurance from Florida state. I will be relocating to New York and understand that I will have to register and get New York insurance coverage. But in order to register the car in New York I have to show ownership which I am still financing the car and do not have the title? What do I obtain or how do I go about this? - The New York State Department of Motor Vehicles (DMV) states that if the original title certificate is in your name but is held a lien holder to get NYS registration you must provide: A copy of the title certificate with your name on it from the lien holder. The lien holder ...
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Can I sign a title at the age of 17 in the state of New York? - According to the New York Department of Motor Vehicles you must be 16 years of age or older in order to apply for a vehicle registration in NYS. The NYS DMV does not require you to have a driver?s license or learner?s permit to apply for registration on a vehicle. These requir ...
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If someone else is driving my vehicle and is charged with a DUI, will it affect my insurance? - If the person borrowing your car is only ticketed for driving under the influence (DUI) and was not in an accident while intoxicated than normally this would not affect your car insurance rates . The person that was using your vehicle should have received the citation in their ...
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My car was keyed. I gave a police report and the name of a likely suspect. If this suspect is not found guilty will my insurance still cover the damage as an act of vandalism? - If you have Comprehensive coverage on your vehicle than it should cover this act of vandalism minus the deductible amount you chose for this type of Physical Damage coverage. If the at-fault party is found and charged with vandalism then you can try instead to get them to pay ...
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How long does a speeding ticket stay on your record in Indiana? - According to the Indiana Bureau of Motor Vehicles (BMV) points associated with a traffic offense, such as speeding, may be disregarded after 2 years but the violations remain on the record since IN state continues to track your violations. Most carriers only review the previ ...
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My license was suspended in Illinois for speeding. I recently received a no operators license ticket in Nebraska. What exactly does that mean? - If Illinois is your licensing state and they have suspended your driver's license than it is suspended in all states and thus you should not be driving since you do not have a valid license. A state that is not your licensing state can only take away your driving privileges in t ...
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Does Florida have a law that provides a presumption of negligence for a rear end accident? What is it? - Florida does have a presumption of negligence for a rear-end accident however it is not a state statute that we are aware of but instead Florida case laws that has set this precedent. In all the cases we have read with a presumption of negligence for the driver that rear-ended ...
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How long do you need to have your permit before getting a conditional license in Massachusetts? - The graduated driver's licensing (GDL) process in Massachusetts starts with obtaining learner's permit and then moving up to a Junior Operator's License (JOL) which must be the conditional license you are referring to. You can apply for a permit when you are 16 years of age. O ...
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Can a body shop pay or discount my $500.00 deductible? - Any agreement between a private party and the body shop is between them. Normally a body shop that works with an insurance company will not pay off or discount your deductible amount. This would seem unethical in that it would appear they would just over-inflate the estimate ...
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If my daughter is 16 years old and she has received her NC driver license, can she drive the family car without supervision? Secondly, does she have a provisional license or just a standard driving license like all licensed NC drivers? - The North Carolina Driver's Manual, available through the NCDOT Division of Motor Vehicles , states that drivers under age 18 are provisional licensees. Because these drivers have a much higher crash rate, special laws apply to them. So as a driver under the age of 18 your daug ...
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